Borrow as much as $50,000 unsecured
Personalised prices installment loans from 6.99per cent ?(contrast price 7.79% )?
Our latest honors
Just how can we assist?
Or choose another loan function
Simple tips to apply online
Step One. Get to know you
Step 2. Get your loan offer
We’ll present a step-by-step loan offer together with your interest rate, borrowing limit and repayments so that you can accept.
Step 3. Get your hard earned money
When you accept your estimate and offer some last details, a lot of people get their cash in 24 hours or less.
That which we provide
$2K – $50K
Loan restrictions
3 or 5 years
Loan terms
$275 or $575
Establishment cost
Early payment cost
- All loans are unsecured
- Prices from 6.99per cent – 25.69% p.a. ? (comparison price 7.79% – 26.65% p.a. ?)
- Your price is fixed when it comes to lifetime of the mortgage
- It is possible to repay regular, fortnightly or month-to-month
- Establishment cost of $275 for loans under $5,000 ?
- Establishment charge of $575 for loans $5,000 and over ?
- No account that is monthly charges
A reasonable and easy personal bank loan
If use of cash is keeping you right right right straight back, we’re here to aid
Significantly more than that loan
Behind the scenes is an amiable and devoted team prepared to reply to your concerns which help you finance your aims with an on-line loan.
Personalised prices
Get an interest that is fair that’s personalised to you. Everybody’s needs are very different, which is the reason why you’ll get an interest rate predicated on your circumstances – not everybody else’s.
Simplified borrowing
Our 100per cent online procedure allows you to utilize for that loan when, anywhere. Our rates of interest and costs are really simple to realize, so any surprises won’t be had by you.
Fast loan estimate that is personal
Make use of our unsecured loan calculator to get an instant estimate of this prices and repayments you may anticipate for the online loan.
Typical unsecured loan concerns
Who’s Harmoney?
Harmoney established in 2014 as NZ’s first licensed peer-to-peer unsecured loan provider. Since that time, we’ve loaned more than $1.7 billion to over 50,000 borrowers both in Australia and brand brand brand New Zealand (March 2020).
Today, we investment loans more usually, but our focus continues to be the exact exact exact same: to really make the borrowing experience fairer, faster and much more accessible and also to get rid of the inconvenience, awkwardness and doubt related to old-fashioned borrowing.
Our function is always to assist and encourage visitors to attain their objectives through lending options being friendly, simple and fair to utilize. We realize that usage of cash in the right time can make an enormous distinction and then we think accountable financing is vital for helping people embrace the opportunities that life gifts.
Is just a unsecured loan effective for paying down personal credit card debt?
An loan that is online the type of a debt consolidation reduction loan could be an ideal way to settle personal credit card debt as well as other debts, however it’s perhaps maybe not appropriate everybody.
Why make use of unsecured loan alternatively of extending my home loan?
Today, low interest for mortgages can make it tempting to boost a home loan with additional financial obligation to truly save you interest charges. It’s an option that is worth taking into consideration when you have equity, however it will often turn out to be more expensive in the end.
We’ve written concerning the advantages and disadvantages of expanding your home loan, that will help you make a decision that is informed handling financial obligation:
So what can we use a loan that is personal?
Harmoney online loans are extremely versatile and that can be employed to fund just about anything you need to.
Debt consolidating, house improvements and renovations and car lease are popular explanations why individuals make an application for a unsecured loan. We additionally provide wedding loans, training loans and signature loans for medical costs, home things, travel and vacations and much more.
If cash and funds are keeping you right back from attaining the things you need in life, speak with us exactly how a unsecured loan could assist.
Am I going to be eligible for a Harmoney loan?
In brand brand New Zealand – to try to get a loan that is personal have to:
- Be 18 years or older
- Be an everlasting Resident or brand New Zealand resident
- Be making a stable earnings
